NIACL Administrative Officer (AO) Syllabus 2026
The New India Assurance Company Limited (NIACL)
The NIACL Administrative Officer (AO) Examination is conducted by The New India Assurance Company Limited (NIACL) to recruit Administrative Officers (Scale-I) in Generalist and Specialist disciplines. The selection process consists of a Preliminary Examination, Main Examination (Objective + Descriptive), and Interview. The Preliminary Examination is qualifying in nature, while the Main Examination and Interview are considered for final selection. :contentReference[oaicite:0]{index=0}
Duration
Preliminary: 60 Minutes Main: 2 Hours 30 Minutes + 30 Minutes (Descriptive)
Marking
* Preliminary Examination: 1 mark is awarded for every correct answer. * Main Examination: Objective Test carries 200 marks, while the Descriptive Test carries 30 marks. * The Descriptive Test is evaluated only for candidates qualifying in the Objective Test.
Negative marking
0.25 (one-fourth) of the marks assigned to a question are deducted for every incorrect answer in both the Preliminary and Main objective examinations. There is no negative marking in the Descriptive Test.
Exam Pattern
| Subject | Questions | Marks |
|---|---|---|
| Stage | Subject | Questions |
| Preliminary | English Language | 30 |
| Preliminary | Reasoning Ability | 35 |
| Preliminary | Quantitative Aptitude | 35 |
| Main | Reasoning Ability | 50 |
| Main | English Language | 50 |
| Main | General Awareness | 50 |
| Main | Quantitative Aptitude | 50 |
| Main | Descriptive Test (Essay & Letter Writing) | 2 |
Subject-wise Syllabus
English Language
Reading Comprehension, Cloze Test, Fill in the Blanks, Error Detection, Sentence Improvement, Para Jumbles, Vocabulary, Synonyms & Antonyms, Idioms & Phrases, Word Swap, Sentence Rearrangement
Reasoning Ability
Puzzles, Seating Arrangement, Coding-Decoding, Blood Relations, Direction Sense, Syllogism, Inequality, Order & Ranking, Input-Output, Logical Reasoning, Alphabet Series, Number Series, Data Sufficiency
Quantitative Aptitude
Number System, Simplification, Approximation, Percentage, Ratio & Proportion, Average, Profit & Loss, Simple & Compound Interest, Time & Work, Time, Speed & Distance, Partnership, Mixture & Allegation, Quadratic Equations, Data Interpretation, Probability, Permutation & Combination
General Awareness
Current Affairs, Banking Awareness, Insurance Awareness, Indian Economy, Financial Markets, RBI Updates, Government Schemes, Budget & Economic Survey, Awards & Honours, Books & Authors, Sports, Science & Technology, Static General Knowledge
Professional Knowledge (Specialist Posts)
Subject-specific questions based on the discipline applied for., IT, Legal, Finance, Automobile Engineering, Health, Company Secretary, Other notified specialist disciplines
Descriptive Test
Essay Writing, Formal Letter Writing, Business Letter Writing
Preparation Tips
- Build a strong foundation in Reasoning and Quantitative Aptitude.
- Read newspapers daily for Current Affairs and Insurance Awareness.
- Revise insurance terminology, IRDAI regulations, and financial market concepts.
- Practice essay and letter writing for the Descriptive Test.
- Solve previous years' NIACL AO papers and attempt full-length mock tests regularly.
- Specialist candidates should thoroughly prepare their professional subject along with the common sections.